Buying a Home

Which Down Payment Is Right For You?

Which Down Payment Is Right For You?

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.

But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available.

THE DOWNSIDE

The downsides of a small down payment are pretty well known. You’ll have to pay Private Mortgage Insurance for years, and the lower your down payment, the more you’ll pay. You’ll also be offered a lesser loan amount than borrowers who have a 20-percent down payment, which will eliminate some homes...

HOPE Brings You Home Offers Up To $20K In Down Payment/Closing Costs

CHECK OUT this new program, HOPE BRINGS YOU HOME.  This program grants up to $20,000 in closing costs and down payment assistance.  This is a limited funds program, SO WE NEED TO ACT FAST!  Nevada offered a similar program in 2018 that distributed $7.7 million dollars to families, but funds ran out FAST.

The details of the program are below.  It is limited to certain zip codes and has some restrictions.  Contact The Morcom Group NOW if you are interested or have any questions

FOR A LINK TO THE NEWS 3 ARTICLE ON THE PROGRAM CLICK HERE

 

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Top Rhodes Ranch Homes For Sale

RHODES RANCH - A Desert Oasis In The Las Vegas Desert!  Within this stunning gated community are dozens of amenities for all tastes.

From the award-winning golf course, children's water park, and vast fitness opportunities, Rhodes Ranch Homes have something for everyone.

Instead of searching through dozens of sites and listing for Homes For Sale In Rhodes Ranch, The Morcom Group has compiled them all together right here!

Just CLICK HERE for a list that updates DAILY!  And as always let us know if you ever want to take a look!

Not sure what Rhodes Ranch has to offer? Check out some of the amenities below, and our TOP PICKS of the houses for sale in Rhodes Ranch.

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TOP SPRING VALLEY HOMES UNDER $300K

TOP SPRING VALLEY HOMES

UNDER $300K

FOR A LIST THAT UPDATES DAILY CLICK HERE

CALL NOW!

#homesforsaleinspringvalley #lasvegashomesforsale #springvalleyhomesforsale

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2-2-2 SPECIAL!!

2-2-2 SPECIAL!

2 Days, 2 Homes, 2 Open Houses

Saturday, November 3rd 10:00am - 2:00pm

1637 Balsam Mist

Highly Upgraded 4 Bedroom, 3 Bath home featuring granite counters, laminate wood flooring, and a gorgeous three-way fireplace.  Backyard oasis features a sparkling pool and spacious patio.

Sunday, November 3rd 12:00pm - 4:00pm 

723 Oakmont Ave

Rare 1st-floor condo in famed Las Vegas Country Club.  2 Bed, 2 Bath with a private covered...

**Million Dollar Listings**

These are some of the nicest houses for sale in Las Vegas that we've come across in the last few weeks.  The Morcom Group has curated the top Million Dollar Listings into one easy to browse list.  Infinity pools, casitas, modern designs, lush green grounds, gourmet kitchens - whatever you may be looking for, this list has it.

Contact us today for more information on any of these properties!  Or let us set up a customized search just for you!

CLICK HERE FOR A FULL LIST...

Or check out our top picks below:

Deruta Avenue

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HOPE BRINGS YOU HOME

Well folks, we've reached the half-way point in the Hope Is For Home Program. The Fund has helped thousands of local residents make their dreams come true with the purchase of a new home.  With over $22 MILLION in grant money given out, that leaves only $13 million left in the fund.  Remember, the fund started granting money in May, so it has only been active for two months.

Experts say that the funds will only last another 30-60 days so act fast!  There may not be another chance to receive up to $20,000 in BOTH Closing Costs AND Down Payment Assistance.

CALL NOW AND SEE HOW WE CAN GET YOU INTO A HOME WITH LITTLE OR NO OUT OF POCKET COSTS!!!

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Is Getting a Home Mortgage Still Too Difficult?

Is Getting a Home Mortgage Still Too Difficult?

Potential homebuyers are always cautioned to be aware of mortgage lending standards and the difficulty they might face when trying to obtain a mortgage. Credit availability is expanding, making it easier to get a mortgage now than it was a year ago. The market is still tight however, and homebuyers should be prepared to shop around until they find a lender who is offering something that will meet the needs of their family.

Mortgage lending companies have high standards so it is important to make sure you and anyone else who will be included on the mortgage have their credit in check. The mortgage market is strict because lenders do not want to be put in a situation where they are forced to repurchase loans that are not paid on. They also do not want...